Hi,

I just called State Farm to try to fight the claim that girl made that you hit. They said it didn't matter. Just the fact that you were backing out, they consider it your fault. The driver driving straight always has the right of way, even when they see you backing up and they keep on going. It's your responsibility not to hit these idiots. I think that is not right at all. Now you have no discount for accident free and they charge extra for 3 years for that. So not only did we lose the good student discount, now we lost the accident free, plus next year you turn 21, so you'll lose the $120 discount or whatever that was for the driver's ed, unless you take another class, (nothing like the other one - very mini version) and your insurance will go up even more. Right now, your insurance is over $1100 every 6 months. They paid out over $1200 for her car to get fixed. Really irks me! Anyway, you're going to have to help out with your insurance. If you give us even $200 towards it, that would be fine.

Well, have to go.

Love you,
Mom